*NO CREDIT NEEDED

It’s our belief that everybody, regardless of credit history, should have the ability to get tires to work and provide for their family.

By giving customers a simple, straight-forward lease-to-own purchase option, Commercial Tire Financing works hard to make that happen.

What is Lease-to-Own?

Lease-to-own is a convenient way to get the items you want now – without a big upfront payment or a long-term commitment. Pay Tomorrow and Progressive Leasing offers affordable payments and flexible choices on how to purchase your items.

What is meant by “No Credit Needed”?

“No Credit Needed” means that you don’t necessarily need to have credit history or a strong credit score to be approved for lease-to-own. We do check credit bureau reports; however, we look at many other data points to make a final decision, and we regularly approve customers with less than perfect credit or very little credit history.

Progressive Leasing obtains information from credit bureaus. Not all applicants are approved.

How do I qualify?

To apply you will need:

•  Social security number or ITIN

•  Bank account details

•  Credit or debit card

•  To be 18 years or older

Do I have the option of paying off my lease and owning the product(s) before the standard 12 months?

Yes. You can purchase the product at any time. You can take advantage of a 90-day purchase option (3-month purchase option in CA) as provided in your lease-to-own agreement. This is the least expensive lease-to-own purchase option and expires 90 days (3 months in CA) after your item(s) are delivered. After this option expires, you can exercise an early purchase option for less than the total of remaining 12-month lease-to-own total, as described in your lease agreement.

Standard agreement offers 12 months to ownership. Early purchase options cost more than the retailer’s cash price (except 3-month option in CA). To purchase early call 877-898-1970.

What is the duration of my lease?

Our standard agreement offers 12-months to ownership, if scheduled payments are made. Remember you are leasing the merchandise you selected until you make all payments or call us to exercise an early purchase option.

Standard agreement offers 12 months to ownership. Early purchase options cost more than the retailer’s cash price (except 3-month option in CA).

Acquiring ownership by leasing costs more than the retailer’s cash price. Progressive Leasing available on select items at participating locations only. Not available in MN, NJ, VT, WI, WY.

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*NO CREDIT NEEDED